With the current recession and rising costs of living, more and more people are looking for different ways to earn extra money. There is also a growing trend amongst stay-at-home-moms to try and help contribute to the household finances by looking for ways to earn money. This leads most toward looking into work-at-home opportunities. There are some legit jobs and businesses that can be done from home; however, there are also just as many fraudulent opportunities just waiting to scam someone through a work-at-home scheme.  While you are conducting your search for a home career (job or business opportunity), I want you to keep these 9 Top Tips For Identifying Online and Work-at-Home Scams in mind.

1.  Watch out for unsolicited email work-at-home opportunities. A quality and legitimate business will not need to send spam after spam to someone’s email. A business that attacks your email account with unsolicited email offers of at-home employment or business opportunities is a good indication that the person or company sending the email is really advertising a potential scam.  This is not referring to if you submit a request for information to a company for additional information or apply.  Some companies communicate via email to ensure you get all the details about their company and opportunity prior to moving forward.

2.  Read any work-at-home advertisement very carefully.
You can usually tell by the way in which the pitch was written how legitimate the opportunity is. A legitimate work-at-home opportunity should not sound like a sales pitch. It should be straight forward and forthcoming with all relevant information pertaining to the specific job they will need you to do. For websites that are advertising a potential work-at-home opportunity, you should not have to click endless links to search for all the information about the opportunity, and still wind up will little clarity on the actual job they need you to do.

3.  Avoid opportunities that make overstated claims of how effective their product is. This is typically a good sign that the company is a scam. The last thing you want to do is spend endless hours trying to sell a product that is shady or less than quality. Always do your research!

4.  Monitor for exaggerated claims a work-at-home opportunity may make with reference to earnings or profits. For example, make $5,000 in a week!  A work-at-home scam will try to draw in people that are desperate to make money.  An exaggerated claim of high profit earnings and high part-time earnings is a good sign that the company is scamming you.  If income examples are given, there should be a way for you to check into them.  However, it is wise to never base your success off of someone else.

5.  Look for personal reference testimonials. A sure sign that the work-at-home opportunity is a scam is that there will be no way to personally contact any of the people that are listed in personal testimonials. Remember, in some ways, you are interviewing the company that is offering the work-at-home position. So, if you cannot check out their references, why should you take a chance and wind up scammed?

6.  Requiring you to pay them money for information about possible work-at-home opportunities or access to databases that list work-at-home opportunities is a huge flashing warning sign that they are a scam. You should never have to pay potential employer money to work for them or to receive information about how to work for them.  However, as an independent contractor (1099 status) or home business you should expect some form of an investment.

7.  Stating that no experience is necessary is a good indicator that they will probably hit you up for money for tools to learn how to work for them, and after you pay them no real job ever manifests.
In other words, you bought yourself some downloaded manual that made the company money. Legitimate work-at-home jobs will utilize skills you possess and will have no hidden costs.

8.  Avoid work-at-home opportunities that require you to buy into their program and then have you perpetrate the same fraud by selling that program to others. This actually can place you at risk for postal investigation.

9.  Stay clear of multi-level-marketing (MLM) work-at-home opportunities that promote and emphasize recruiting others as opposed to actually selling a product or service. They may look easy to do and promise a good earning, but these types of MLM opportunities are illegitimate pyramid schemes. Recruitment based MLM scams leave only a few at the top earning money for a period of time before it bottoms out and collapses.  They are not even listed in good standing with the BBB or have national accreditation with US Chamber of Commerce because those organizations will have no affiliations with those types of schemes/ organizations.

***Any Business or individual is a scam if it does any of the following things:***

*Does not act on promises made
*Takes your money without sending you the information or products you requested
*Does not pay you for your services or work you have done as promised
*Uses false and misleading advertisement to lure you into the opportunity or service being offered

To avoid a law suit we are providing you with questions you should ask yourself before reporting the company or individual as a scam:

*Did I read all information prior to the registration?
*Did I sign any contracts or agreements releasing liability of the company or individual?
*Did I contact administration for an explanation?
*Did I give the company or individual time to respond to my complaint?
*Did I give the company or product a chance to see if it really was what I ordered?
*Did I ever get paid from this company?

If you have answered all of these questions and are in disagreement with them, most likely you will have grounds to file a complaint with the FCC, BBB, Bad Business Bureau, and any other agency/site/organization that you can file complaints with.

For more details on how to avoid scams please visit: www.blessed2behome.org/scams.htm

So what are your thoughts on these tips?

I hope you enjoyed what I have shared with you in this posting.  I know that I enjoyed sharing it.    I LOVE receiving feedback from each and everyone of you… so please DO NOT be shy!  Leave a comment below & SHARE this information with your friends by clicking the links below the post to share on Facebook, Twitter, Myspace, and so forth.

To Keeping You SAFE From Online Scams…


If you’re serious about working at home, you’ll need to create a comfortable space where you can work undistracted.  Whether your home office is a corner of the family room or a separate room altogether, this primer can help you get started.  What follows are your home office essentials.

The Basics

Computer – While you may be tempted to pick up an inexpensive model, consider buying the best computer you can afford. It pays to purchase a model that will last for several years than to continue to pay for multiple upgrades. Busy parents should consider a laptop for those moments they need portability. A small laptop can go with you to the play room, back deck and playground.

Software – There’s no way around it. If you want to work at home, you’ll need the essentials. If you haven’t yet installed Word, Excel and other necessary Microsoft Office software, you’ll need to do so. Most employers expect you to use Word, Excel and PowerPoint, but these programs can be expensive.

If money is an issue, visit openoffice.org and download Open Office for free. Open Office offers software alternatives compatible with the Microsoft programs. Another free program that’s an absolute must is Adobe Reader. You’ll need this to open PDF files.  Download this at Adobe.com.

If you’re not sure how to use these programs, there are plenty of free online tutorials to help you. The library also offers plenty of “how-to” books and tutorials.

High Speed Internet –
Dial-up is no longer acceptable in today’s busy home office. Employers want reliability and speed. Dial-up may be cheaper, but it’s not better. Considering how you can write off many home office expenses, including your Internet service, why would you use a slow connection?

Desk or work station – You don’t need to have anything fancy, but you do need to have a work area that’s sturdy, holds all of your equipment and supplies without being crowded, and allows you to move in comfort. For some people this is an old kitchen table, for others it’s an entire work cubicle. Decide what will work best for your space.

Dedicated Phone Line – Depending on your line of work, you might need a dedicated phone line. If you will be spending a great deal of time on the phone you’ll want your own line, one family members won’t be using all of the time.

Headset – If you’re going to be working a job requiring you to spend a lot of time on the phone, a headset is a must. Nowadays, headsets are lightweight, comfortable and many consist of a single piece fitting over one ear.

Comfortable Chair – If you’re going to be sitting for hours at a time, you’ll want a chair offering good back support and comfortable seating. A wheeled chair allowing you to move freely between stations is best, but not mandatory.

Scanner or Fax – This too depends on your work at home job. If you find you need to copy or send documents on a regular basis, these items are necessary staples. If you only need to fax the occasional contract or paperwork, it’s probably more cost-efficient to visit your local copy center.

File Cabinet – This can be a one drawer or four drawer depending on your needs. Even if your job doesn’t generate a lot of paper, you’ll still need to store check stubs, receipts and contracts.

No Printer?
Notice I didn’t say printer? That’s because most home workers don’t need one. In fact, most of us email our work directly to the client. That isn’t to say you shouldn’t have a printer for household or family business, however. If you can’t afford to give up spare work space, there’s no shame in keeping the printer in a closet until you have something to print.

Keep Organized
Once you have the essentials, you can start to set up your office. Think carefully about where to put each item. For instance, a bulletin board should be in your direct line of sight so you can see calendars and reminders at a glance. Often used office supplies work best within a hand’s reach, while others can be stowed away in a drawer.

Keep your work area neat and tidy. Consider buying slotted trays and file holders to store important papers. You’ll waste less time having an organized work space than if you have to hunt through clutter to find paperwork.

A Quiet Space
It’s best to have a door you can shut keep out the noise. Of course this is easier said than done when working in a home with children. After they are in bed however, you may need to close out the world and take a few quiet hours to work.

It’s What You Make of It
You don’t need to spend thousands of dollars on the latest equipment or have an addition attached to your house. Your home office can be any space where you can work comfortably and in a productive manner. Whether that’s a card table in your basement or a 20-piece work station is entirely up to you.  (Author Deborah Ng)

I highly recommend installing at least (3) different types of antivirus/antispy software on your computer.  Free versions work fairly well, but it is always a good idea to invest into one individual FULL version application, which you will provide you with greater protection in the long run and employers are more apt to consider you for many projects to come.

To Your Success in A Home Career…